This may help you make some decisions in light of the Covid-19 situation
Don’t cancel immediately.
One of the first things I want to say is don’t shoot from the hip. There is so much media speculation right now and many sensationalist headlines .. how long this will last and when it will be over. Remove the noise and focus only on what official sources are telling you.
If you have wedding insurance in place and you personally choose to cancel your wedding because you are uncertain of the best course of action rather than your venue or suppliers cancelling, you will not be able to claim on your wedding insurance.
Read the terms and conditions in your policy very carefully and talk to insurers if you are confused or unsure about the application of the policy with regard to a pandemic. Its so very tricky, I know you are worried about what to do for the best, losing money and of course the safety of your guests but slow yourself down and think with your head rather than your emotions.
Open up lines of communication with your wedding venue and suppliers.
During this time don’t forget that we are all in exactly the same boat. You are no doubt going to be worried about your wedding but trust me when I say that your wedding suppliers are just as worried! Ultimately small businesses and their potential loss of earnings over the next few months is a terrifying position to be in. Your venue and suppliers are just an email or phone call away and they WANT to help you work out a plan B, its in their best interests too.
Talk to your venue about their policy on postponement.
Although, not ideal, there may be the opportunity to move your wedding to later on in the year or 2021. Yes you may not want to, yes it may mean that your significant wedding date isn’t the one you want but ultimately safety and your health has to be paramount.
Contact your suppliers and discuss your contracts.
If you are unsure with where you stand and what to do regarding contracts, payments and deposits speak to your supplier. It may be that if you postpone your wedding new payment terms can be made. If you bury your head in the sand and don’t discuss it then thats where conflict will arise. Generally if you have paid a deposit for a service it is unlikely you will get the full amount back. Negotiate transferring the deposit to a deferred date.
Think sensibly and logically about the steps you take in the coming weeks and months.
Weddings are an incredibly emotional and stressful time even when a worldwide pandemic isn’t happening!!! We are all allowed to have a bride/groomzilla moment and oh my, in the face of Covid- 19 nobody would blame you. That being said we all need to get some perspective. The world is going through a gigantic crisis, the biggest this generation has ever seen. The media may tell us one thing but ultimately we have no idea what is really happening.
As for Coronavirus and your wedding? Lets start thinking about your plan B and work with your team so that you can still have the best day ever be it now or a little later down the line.
The most important and over-riding factor here is the well being of yourselves and your guests. Take time to consider your options and talk to people. Don't rush into anything until you know all the facts.
Finally, don't despair. We will get through this and your love will still be there. It will give you an even greater reason to celebrate.